Last Updated: August 2026
Welcome to Capinova. By accessing or using the Capinova website, platform, and related services, you agree to be bound by these Terms of Service. Please read these terms carefully before creating an account, making a deposit, participating in referral activities, or using any service provided through the platform.
Capinova is an online platform that provides users with access to investment-related services, account management features, and a referral-based commission program.
The platform may provide investment plans, account services, referral commissions, deposits, withdrawals, and other features described on the website.
To use Capinova, you must:
Be legally permitted to use online financial or investment services in your country.
Provide accurate and complete registration information.
Maintain the confidentiality of your account credentials.
Use the platform only for lawful purposes.
Comply with all applicable laws and regulations in your jurisdiction.
Capinova reserves the right to refuse registration or restrict access where necessary.
Users are responsible for providing accurate information when creating an account.
Each user should maintain only one personal account unless Capinova expressly permits otherwise.
You are responsible for protecting your username, password, PIN, and other account credentials. Any activity performed through your account may be treated as activity authorized by you unless you promptly notify Capinova of unauthorized access.
Capinova may offer different investment plans with specific terms, minimum deposits, durations, returns, or other conditions.
Before participating in any plan, users should carefully review the information displayed on the platform.
Investment activities involve financial risk. No investment return or profit is guaranteed unless expressly stated in a legally applicable agreement. Users should only commit funds they can afford to risk.
Capinova may modify, suspend, or discontinue investment plans in accordance with applicable laws and platform policies.
Users may deposit funds using the payment methods supported by Capinova.
The user is responsible for ensuring that payment information and transaction details are correct.
A deposit may be subject to processing times, verification procedures, minimum or maximum limits, and applicable fees.
Capinova may delay or reject transactions when additional verification is required or where a transaction appears suspicious, unauthorized, fraudulent, or unlawful.
Users may request withdrawals subject to the applicable withdrawal rules displayed on the platform.
Withdrawal requests may require account verification and may be subject to minimum withdrawal amounts, processing times, fees, or other conditions.
Capinova reserves the right to review transactions before processing withdrawals in order to protect users and the platform from fraud, unauthorized activity, and unlawful transactions.
Capinova may provide a referral program through which eligible users can earn commissions from qualifying activities generated through their referral network.
The referral structure may include up to four levels, depending on the applicable referral plan and platform rules.
Referral commissions are earned only when the applicable qualifying conditions are satisfied. Simply registering a person through a referral link does not necessarily create a commission entitlement.
Users must not:
Create fake or duplicate accounts for referral purposes.
Use fraudulent transactions to generate commissions.
Misrepresent Capinova or its services.
Promise guaranteed profits or guaranteed referral income.
Use spam, misleading advertising, or unlawful marketing methods.
Attempt to manipulate the referral system.
Capinova may cancel commissions generated through fraudulent, abusive, or prohibited activity and may suspend or terminate accounts involved in such activity.
Referral commissions depend on qualifying activity within the referral program.
The existence of a multi-level referral structure does not guarantee that a user will earn money.
Actual earnings may vary depending on the user's network, qualifying activity, applicable plan rules, and other conditions.
Users should not represent referral income as guaranteed, fixed, or risk-free.
Users may not use Capinova to:
Commit fraud or financial crimes.
Attempt unauthorized access to another user's account.
Manipulate deposits, withdrawals, commissions, or platform records.
Upload malicious software or harmful code.
Provide false identity or payment information.
Operate multiple accounts for abusive purposes.
Use the platform for money laundering or other unlawful activities.
Engage in deceptive advertising or misleading promotional activities.
Capinova may suspend or terminate accounts that violate these requirements.
Capinova may suspend, restrict, or terminate an account when there is reasonable evidence of:
Violation of these Terms of Service.
Fraudulent or suspicious activity.
Abuse of the referral system.
Unauthorized transactions.
False or misleading information.
Violation of applicable law.
Where appropriate, users may be required to complete verification before access to certain account functions is restored.
Certain transactions or services may be subject to fees.
Any applicable fees, limits, or charges will be displayed on the platform where reasonably possible.
Capinova may update fees and transaction conditions from time to time.
Capinova aims to maintain reliable access to its services but does not guarantee that the platform will always be available without interruption.
Services may temporarily become unavailable because of maintenance, technical problems, security issues, network failures, or circumstances beyond Capinova's reasonable control.
Capinova makes reasonable efforts to provide accurate information on the platform. However, information may occasionally contain errors, omissions, or outdated content.
Users should review the applicable terms, plan details, fees, and conditions before making financial decisions.
Capinova may use third-party payment processors, technology providers, hosting providers, or other external services.
Third-party services may be governed by their own terms and policies. Capinova is not responsible for matters outside its reasonable control relating to third-party services.
Unless otherwise stated, the Capinova website, logo, branding, graphics, text, software, design, and other platform materials are owned by or licensed to Capinova.
Users may not copy, reproduce, modify, distribute, sell, or commercially exploit platform materials without prior written permission.
To the extent permitted by applicable law, Capinova shall not be responsible for losses arising from unauthorized access caused by a user's failure to protect account credentials, interruptions caused by events outside Capinova's reasonable control, third-party services, or a user's violation of these Terms.
Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited under applicable law.
Capinova may update these Terms of Service from time to time.
Updated terms may be published on the website. Continued use of the platform after an update means that the user accepts the revised terms, to the extent permitted by applicable law.
Use of personal information is also governed by Capinova's Privacy Policy.
Users should review the Privacy Policy to understand how personal information may be collected, used, stored, and protected.
These Terms shall be governed by the applicable laws of the jurisdiction in which Capinova is legally established, unless otherwise required by applicable law.
Any disputes shall be handled in accordance with the applicable dispute-resolution procedures and laws.
If you have questions regarding these Terms of Service, account activity, transactions, or platform services, please contact Capinova through the official support channels available on the platform.
By creating an account or using Capinova, you confirm that you have read, understood, and agreed to these Terms of Service.
If you do not agree with these Terms, you should not use the Capinova platform or its services.
